Indiana Workers Compensation

This Indiana statute took effect in 1929; each state has its own statutes, and normally, your policy will extend to provide protection.

The statutes provide benefits to all employees with few exceptions (proprietors, partners, limited liability corporation members, farmers, casual laborers and domestic workers); however, these classes may request benefits.

Protection is provided for an employee who has incurred an accidental injury or occupational disease arising out of and in the course of their employment.

The employer is required to maintain insurance; the employee does not have the right to civilly sue the employer; the employer is obligated to keep a record and file a report of the incident; the employee is required to promptly report the incident to the employer; the employer has the right to select the attending physician; the statute of limitations is two years from the date of the accident; however, it may be extended.

Benefits include medical care, temporary total disability income (no benefits payable for first 7 days unless disabled 21 days or more), permanent partial impairment benefits, total disability and a death benefit, the payment of benefits and the amounts of benefits are determined by the statutes.

BENEFITS EFFECTIVE JULY 1, 2010

Handbook: Guide to Indiana’s WC www.in.gov/wcb/handbook/HANDBK.htm

Source: ICRB Web Site (www.icrb.net)

INDIANA WORKERS COMPENSATION JANUARY 1, 2011  

The Indiana Department of Insurance has approved new advisory rates*, effective January 1, 2011.

The average premium increase is 1.7%; no interim adjustment.

The factors influencing the increase are:

            Experience & Benefits                                    +1.2%

            Expenses & Trend                                           +0.5%

The average adjustment by industry group is:

Other changes include:

• Minimum executive officer weekly payroll increased from $365 to $1,000 ($52,000).
• Maximum executive officer weekly payroll increased from $2,900 to $3,900 ($202,800).
• Flat annual payroll for partners, sole proprietors, or LLC members who have formally elected to be covered increased from $49,800 to $50,700.
• Expense constant remains unchanged at $250.

*Please note that each insurance company may develop its own rates or accept these rates.

Please call for advice.

Indiana Workers Compensation

This Indiana statute took effect in 1929; each state has its own statutes, and normally, your policy will extend to provide protection.

The statutes provide benefits to all employees with few exceptions (proprietors, partners, limited liability corporation members, farmers, casual laborers and domestic workers); however, these classes may request benefits.

Protection is provided for an employee who has incurred an accidental injury or occupational disease arising out of and in the course of their employment.

The employer is required to maintain insurance; the employee does not have the right to civilly sue the employer; the employer is obligated to keep a record and file a report of the incident; the employee is required to promptly report the incident to the employer; the employer has the right to select the attending physician; the statute of limitations is two years from the date of the accident; however, it may be extended.

Benefits include medical care, temporary total disability income (no benefits payable for first 7 days unless disabled 21 days or more), permanent partial impairment benefits, total disability and a death benefit, the payment of benefits and the amounts of benefits are determined by the statutes.

BENEFITS EFFECTIVE JULY 1, 2010

Handbook: Guide to Indiana’s WC www.in.gov/wcb/handbook/HANDBK.htm

Source: ICRB Web Site (www.icrb.net)

INDIANA WORKERS COMPENSATION JANUARY 1, 2011  

The Indiana Department of Insurance has approved new advisory rates*, effective January 1, 2011.

The average premium increase is 1.7%; no interim adjustment.

The factors influencing the increase are:

            Experience & Benefits                                    +1.2%

            Expenses & Trend                                           +0.5%

The average adjustment by industry group is:

Other changes include:

• Minimum executive officer weekly payroll increased from $365 to $1,000 ($52,000).
• Maximum executive officer weekly payroll increased from $2,900 to $3,900 ($202,800).
• Flat annual payroll for partners, sole proprietors, or LLC members who have formally elected to be covered increased from $49,800 to $50,700.
• Expense constant remains unchanged at $250.

*Please note that each insurance company may develop its own rates or accept these rates.

Please call for advice.

Indiana Workers Compensation

This Indiana statute took effect in 1929; each state has its own statutes, and normally, your policy will extend to provide protection.

The statutes provide benefits to all employees with few exceptions (proprietors, partners, limited liability corporation members, farmers, casual laborers and domestic workers); however, these classes may request benefits.

Protection is provided for an employee who has incurred an accidental injury or occupational disease arising out of and in the course of their employment.

The employer is required to maintain insurance; the employee does not have the right to civilly sue the employer; the employer is obligated to keep a record and file a report of the incident; the employee is required to promptly report the incident to the employer; the employer has the right to select the attending physician; the statute of limitations is two years from the date of the accident; however, it may be extended.

Benefits include medical care, temporary total disability income (no benefits payable for first 7 days unless disabled 21 days or more), permanent partial impairment benefits, total disability and a death benefit, the payment of benefits and the amounts of benefits are determined by the statutes.

BENEFITS EFFECTIVE JULY 1, 2010

Handbook: Guide to Indiana’s WC www.in.gov/wcb/handbook/HANDBK.htm

Source: ICRB Web Site (www.icrb.net)

INDIANA WORKERS COMPENSATION JANUARY 1, 2011  

The Indiana Department of Insurance has approved new advisory rates*, effective January 1, 2011.

The average premium increase is 1.7%; no interim adjustment.

The factors influencing the increase are:

            Experience & Benefits                                    +1.2%

            Expenses & Trend                                           +0.5%

The average adjustment by industry group is:

Other changes include:

• Minimum executive officer weekly payroll increased from $365 to $1,000 ($52,000).
• Maximum executive officer weekly payroll increased from $2,900 to $3,900 ($202,800).
• Flat annual payroll for partners, sole proprietors, or LLC members who have formally elected to be covered increased from $49,800 to $50,700.
• Expense constant remains unchanged at $250.

*Please note that each insurance company may develop its own rates or accept these rates.

Please call for advice.

Indiana Workers Compensation

This Indiana statute took effect in 1929; each state has its own statutes, and normally, your policy will extend to provide protection.

The statutes provide benefits to all employees with few exceptions (proprietors, partners, limited liability corporation members, farmers, casual laborers and domestic workers); however, these classes may request benefits.

Protection is provided for an employee who has incurred an accidental injury or occupational disease arising out of and in the course of their employment.

The employer is required to maintain insurance; the employee does not have the right to civilly sue the employer; the employer is obligated to keep a record and file a report of the incident; the employee is required to promptly report the incident to the employer; the employer has the right to select the attending physician; the statute of limitations is two years from the date of the accident; however, it may be extended.

Benefits include medical care, temporary total disability income (no benefits payable for first 7 days unless disabled 21 days or more), permanent partial impairment benefits, total disability and a death benefit, the payment of benefits and the amounts of benefits are determined by the statutes.

BENEFITS EFFECTIVE JULY 1, 2010

Handbook: Guide to Indiana’s WC www.in.gov/wcb/handbook/HANDBK.htm

Source: ICRB Web Site (www.icrb.net)

INDIANA WORKERS COMPENSATION JANUARY 1, 2011  

The Indiana Department of Insurance has approved new advisory rates*, effective January 1, 2011.

The average premium increase is 1.7%; no interim adjustment.

The factors influencing the increase are:

            Experience & Benefits                                    +1.2%

            Expenses & Trend                                           +0.5%

The average adjustment by industry group is:

Other changes include:

• Minimum executive officer weekly payroll increased from $365 to $1,000 ($52,000).
• Maximum executive officer weekly payroll increased from $2,900 to $3,900 ($202,800).
• Flat annual payroll for partners, sole proprietors, or LLC members who have formally elected to be covered increased from $49,800 to $50,700.
• Expense constant remains unchanged at $250.

*Please note that each insurance company may develop its own rates or accept these rates.

Please call for advice.

Indiana Workers Compensation

This Indiana statute took effect in 1929; each state has its own statutes, and normally, your policy will extend to provide protection.

The statutes provide benefits to all employees with few exceptions (proprietors, partners, limited liability corporation members, farmers, casual laborers and domestic workers); however, these classes may request benefits.

Protection is provided for an employee who has incurred an accidental injury or occupational disease arising out of and in the course of their employment.

The employer is required to maintain insurance; the employee does not have the right to civilly sue the employer; the employer is obligated to keep a record and file a report of the incident; the employee is required to promptly report the incident to the employer; the employer has the right to select the attending physician; the statute of limitations is two years from the date of the accident; however, it may be extended.

Benefits include medical care, temporary total disability income (no benefits payable for first 7 days unless disabled 21 days or more), permanent partial impairment benefits, total disability and a death benefit, the payment of benefits and the amounts of benefits are determined by the statutes.

BENEFITS EFFECTIVE JULY 1, 2010

Handbook: Guide to Indiana’s WC www.in.gov/wcb/handbook/HANDBK.htm

Source: ICRB Web Site (www.icrb.net)

INDIANA WORKERS COMPENSATION JANUARY 1, 2011  

The Indiana Department of Insurance has approved new advisory rates*, effective January 1, 2011.

The average premium increase is 1.7%; no interim adjustment.

The factors influencing the increase are:

            Experience & Benefits                                    +1.2%

            Expenses & Trend                                           +0.5%

The average adjustment by industry group is:

Other changes include:

• Minimum executive officer weekly payroll increased from $365 to $1,000 ($52,000).
• Maximum executive officer weekly payroll increased from $2,900 to $3,900 ($202,800).
• Flat annual payroll for partners, sole proprietors, or LLC members who have formally elected to be covered increased from $49,800 to $50,700.
• Expense constant remains unchanged at $250.

*Please note that each insurance company may develop its own rates or accept these rates.

Please call for advice.

Indiana Workers Compensation

This Indiana statute took effect in 1929; each state has its own statutes, and normally, your policy will extend to provide protection.

The statutes provide benefits to all employees with few exceptions (proprietors, partners, limited liability corporation members, farmers, casual laborers and domestic workers); however, these classes may request benefits.

Protection is provided for an employee who has incurred an accidental injury or occupational disease arising out of and in the course of their employment.

The employer is required to maintain insurance; the employee does not have the right to civilly sue the employer; the employer is obligated to keep a record and file a report of the incident; the employee is required to promptly report the incident to the employer; the employer has the right to select the attending physician; the statute of limitations is two years from the date of the accident; however, it may be extended.

Benefits include medical care, temporary total disability income (no benefits payable for first 7 days unless disabled 21 days or more), permanent partial impairment benefits, total disability and a death benefit, the payment of benefits and the amounts of benefits are determined by the statutes.

BENEFITS EFFECTIVE JULY 1, 2010

Handbook: Guide to Indiana’s WC www.in.gov/wcb/handbook/HANDBK.htm

Source: ICRB Web Site (www.icrb.net)

INDIANA WORKERS COMPENSATION JANUARY 1, 2011  

The Indiana Department of Insurance has approved new advisory rates*, effective January 1, 2011.

The average premium increase is 1.7%; no interim adjustment.

The factors influencing the increase are:

            Experience & Benefits                                    +1.2%

            Expenses & Trend                                           +0.5%

The average adjustment by industry group is:

Other changes include:

• Minimum executive officer weekly payroll increased from $365 to $1,000 ($52,000).
• Maximum executive officer weekly payroll increased from $2,900 to $3,900 ($202,800).
• Flat annual payroll for partners, sole proprietors, or LLC members who have formally elected to be covered increased from $49,800 to $50,700.
• Expense constant remains unchanged at $250.

*Please note that each insurance company may develop its own rates or accept these rates.

Please call for advice.