Healthcare Providers – Emerging Risks

Network Security and Privacy – includes coverage for both online and offline information breach, virus attacks, denial of service attacks, first party HIPAA violation, identity theft and Red Flag violations.
Patient Notification and Credit Monitoring Expenses – includes all necessary legal; public relations, advertising and postage expenses incurred by the physician to notify patients of a breach of information. Will also pay for credit monitoring for all affected parties.
Data Recovery Cost Coverage – all reasonable and necessary sums required to recover and/or replace data that is compromised, damaged, lost, erased or corrupted.
Regulatory Coverage – defense of Red Flags Violation, HIPAA or any other investigation conducted by a government agency resulting from a privacy breach including fines and penalties.

Reimbursement of Defense Cost for Actual or Alleged Billing Errors – investigations brought by regulatory or third party contractors alleging Medicare/Medicaid billing errors, HIPAA patient privacy issues, EMTALA (Emergency Medical Treatment and Active Labor Act or STARK (Physician Self Referral).
Defense of Medical Board Actions & Peer Review Matters – defense of costs associated with investigations of hospital or other medical boards involving alleged regulatory violations.